There are hundreds of bank branches and ATMs across the country, in nearly all of the malls, hotels, souqs, hospitals and petrol stations. Visitors can usually access funds in their home accounts by using their cards here, with some ATMs allowing the withdrawal of USD and Euro – check for commission or exchange rate fees. Major credit cards are widely accepted. Exchange houses provide remittance services and foreign exchange and are licensed by Qatar Central Bank.

There are no exchange control regulations, but movement of money in and out of local accounts is monitored and a declaration of origin for large cash deposits may be required. Cash transactions above QAR50,000 are now prohibited.

The GCCNET system, established by the GCC countries, is a single ATM network linking all GCC point of sale switches – in Qatar this is NAPS (National ATM & POS Switch).

Opening Hours

Generally Sunday – Thursday 7:30 am – 1 pm. Many banks have extended branch operations, particularly at malls; check the bank’s website for up to date timings and locations of branches and ATMs.

Digital Branches and Services

  • HSBC Msheireb Downtown Digital branch
  • QIB Video Banking via the QIB mobile app
  • Virtual assistants: Dukhan Bank (Rashid), Qatar Islamic Bank (Zaki)

E-Payment Services

  • QCB has authorised digital payment services via the Qatar Mobile Payment system, the first instant national digital wallet for transactions, bringing together all mobile payment service providers in Qatar. Participants: • Qatar National Bank • Qatar Islamic Bank • Doha Bank • Dukhan Bank • Qatar International Islamic Bank • Arab Bank • HSBC • Masraf Al Rayan • Ahli Bank • Commercial Bank of Qatar • Ooredoo Money • Infinity Payment Solutions (iPay) by Vodafone Qatar.
  • Global digital wallet services (Apple Pay, Google Pay, Samsung Pay): All are available and accepted in Qatar.
  • PayPal: Goods and Services only – Friends and Family is not available.
  • Himyan: Introduced by QCB as the first national prepaid card and accepted at all ATMs, POS and online stores.

NB: The Ministry of Commerce and Industry (MoCI) has stated all commercial outlets operating in the country must provide an electronic payment service to customers without adding additional charges, nor impose charges for the use of debit/credit cards.