In October 2021, HH The Amir issued Law No 22 of 2021 on regulating healthcare services, making it an obligation for expatriates and visitors to have private health insurance in order to live in Qatar or visit the country.
Health insurance is required for both a new Residency Permit (RP) or renewal, but check with Hukoomi and the relevant ministry for current requirements.
Some companies provide their employees with free health insurance (but this may be tied to using a local private hospital) or you can arrange your own. Many of the larger private clinics have various options, including family packages.
AlKhaleej Takaful Insurance
AlKhaleej Takaful Insurance Company was established in 1979 to provide all kinds of conventional insurance and reinsurance services. In 2010, it became a Takaful insurance company in compliance with Islamic Shari’a principles.
AlKhaleej Takaful Insurance offers unique features of a mutual co-cooperative health insurance.
Their medical insurance plans are available in two different ways (Group Scheme and Individual /Family Insurance) covering locally, regionally and internationally for comprehensive and scheduled coverage. AlKhaleej act as the insurer and has appointed Aetna International to manage and maintain the medical schemes for:
Other medical insurance plans are available through Al Khaleej Takaful Local Products, providing coverage from low, mid and high cost insurance schemes that suit the needs of the organisation: Basic, Classic, Executive and VIP Plans.
Website: alkhaleejtakaful.com
Contact: 800 5007
Al Koot Insurance & Reinsurance Company
Al Koot Insurance & Reinsurance Company has been a pioneer in providing healthcare insurance solutions in Qatar with their Al Koot Global Healthcare Plan.
Al Koot recently relaunched their modernised healthcare operations platform with state-of-the-art technology. Their advanced E-Solutions give members, healthcare providers and corporates full accessibility at their fingertips. Their mobile application is fully interactive and has advanced features that give members comfort, with many transactions that can be done from their mobile devices.
Their Corporate Login Portal has full visibility on the development of the company’s health insurance. Clients can add or delete members, generate e-cards, and view policy performance and loss record, in addition to other features available on the portal.
The network of healthcare providers is provided with a fully automated online solution that will save time, effort and unnecessary paperwork that used to reflect on the members. Pre-approvals are simple and automated based on the latest international medical rules and guidelines.
Website: alkoot.com.qa
Contact: 4040 2999
AXA Insurance Qatar
A foreign branch of AXA Insurance (Gulf, registered in the Qatar Financial Centre (QFC) under QFC License No 00024 and authorised by the QFC Regulatory Authority.
AXA, one of the largest global insurers, is a worldwide leader in insurance and asset management with the purpose of acting for human progress by protecting what matters. AXA in the Gulf is one of the largest international players in the GCC, covering the UAE, Oman, Bahrain and Qatar markets, with over one million customers. With a range of products and services tailored to each customer, covering property, casualty, life and health insurance, AXA in the Gulf is a multi-lined one-stop shop insurer.
Website: axa.qa/en/personal/products/health-insurance
Contact: 800 2921, 4483 2995
Doha Insurance Group
Among the leading national insurance groups in Qatar, Doha Insurance Group (DIG) was incorporated by a group of Qatari business leaders under Amiri Decree No 30 in 1999. DIG operates as a Qatari shareholding company listed on the Qatar Exchange.
DIG has devised a health insurance policy for clients who are looking to get the most comprehensive health insurance plan for organisations and employees. Regardless of how big or small the organisation, DIG offers customised plans that cover:
- Group term life
- Accidental death
- Temporary disability
- Emergency medical repatriation
- Occupations that may pose a high risk to staff (for example construction engineers, security guards, film crew, journalists, mining and surveying, etc)
- Offshore workers
- Flight and ship crew
Additional benefits membership provides to clients include:
- Maternity coverage with no waiting period to the annual limit
- Pre-existing and chronic medical conditions coverage to the annual limit
- Medical expenses that occur due to work-related injuries and illness completely covered
- No lower limit on members who desire to move to a different product category
Website: dig.qa/Insurance/
Contact: 4429 2777
Libano-Suisse Insurance Company
Libano-Suisse Insurance Company was established in 1959 in Qatar.
The foreign insurance company operating in Qatar’s market offers MENA Plan and MENA Plus Plan. The Individual & Family health programmes are a comprehensive health insurance. It offers coverage options and variations to suit the clients’ budget and place of residence through a wide network of providers throughout the Middle East, North Africa and worldwide for emergencies. It includes numerous added value features and solutions.
The Guaranteed Renewability is a feature that guarantees the renewal of the medical insurance coverage year after year, regardless of the health condition of the client. This is as long as the client has been covered under the policy for one full uninterrupted year.
Website: libano-suisse.com/qatar/english/individuals/health-products1
Contact: 4466 4406
MetLife
MetLife has been in the region for nearly 65 years, finding smart financial solutions to life’s everyday needs. Headquartered in Dubai, MetLife supports businesses in the UAE, Bahrain, Kuwait, Oman and Qatar.
MetLife can provide you with a financial safety net if something unexpected happens, leaving you unable to work. To help you keep going and cover any lost income, MetLife’s Forever gives you and your family a monthly payment for life – with a guaranteed minimum period of 20 years.
To make sure you can always get the best possible treatment without putting a dent in your savings, MetLife’s Critical Care insurance plan provides cover and financial support when diagnosed with one of 32 common critical illnesses.
Website: metlife-gulf.com
Contact: 800 9711
QLM Life & Medical Insurance Company
QLM Life & Medical Insurance Company QPSC is licensed and regulated by Qatar Central Bank – Commercial Registration No 116849.
QLM provides life and health insurance products and services. There’s also the QLM Family Insurance Plan, which is a programme that will cover members for health service expenses at private medical providers including private hospitals, healthcare centres, private clinics, dental centres and pharmacies. Medical Insurance is not only used by people who fall sick, but is also used by individuals to ensure wellness.
Website: qlm.com.qa
Contact: 800 0880
Seib Insurance & Reinsurance
Seib is a Qatari insurance company for superior customer service and care. Seib’s Medical Insurance is tailor-made for individuals and families looking to get cover in line with their requirements. Seib offers these individual plans for every region including international cover. Benefit plans include:
- Global VIP: Individual/family cover extending worldwide with enhanced benefits, including dental and optical.
- Global: Individual/family cover extending worldwide.
- Continental: Individual/family medical insurance providing worldwide cover excluding the US, Canada, the Caribbean and Japan.
- MEANA: Individual/family medical insurance providing cover in the Middle East, Asia, North Africa and extending to the Indian subcontinent.
- Home: Individual/family medical insurance providing cover in Qatar only.
Benefits:
- Hospitalisation
- Emergency services
- Doctor visits/consultations
- Ambulatory (labs, x-rays, MRI, etc)
- Physiotherapy
- Medication
- Emergency ambulance services
- Global emergency services: compassionate visits, medical evacuation, etc
- Repatriation of mortal remains
- Nursing at home
- Organ transplant
Website: seibinsurance.com/personal/products/medical/
Contact: 4445 5999
Other recommendations:
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